Fraud Alert: Scams are on the rise. Never give anyone your digital banking login or password information. We do NOT notify our customers of potential debit card fraud by text. Always use the number listed on the back of your debit card to report or verify fraud. Setup your own alerts within Digital Banking. Be alert to unknown phone numbers, text messages and emails.
Agreement Between User and South Ottumwa Savings Bank
The South Ottumwa Savings Bank (“Bank”, “we”, “our” or “us”) Website at www.sosb-ia.com (“Website”) is comprised of various web pages operated by the Bank.
We reserve the right to change the terms, conditions, and notices under which the Bank’s Website is offered, including but not limited to any charges if applicable, associated with the use of this Website. Any changes will become effective when published on our Website. We encourage you to periodically review this Agreement to be informed of how we protect your information.
Links to Third Party Sites
Links to third party websites, if contained in our site, are offered only as pointers to sources of information on subjects that may be of interest to users of this Website. We are not responsible for the content of such sites as we have no control over what is displayed there. We do not guarantee the authenticity of documents at such sites, and links to third party sites do not imply any endorsement of or responsibility for the ideas, opinions, information, products or services offered at such sites. Use of links to any third party website is solely at the user’s own risk. Any linked company’s products and / or services may not be FDIC insured and we do not guarantee these products and / or services.
As a condition of your use of this Website, you warrant that you will not use this Website for any purpose that violates any applicable federal, state, local or international law or regulation. You may not use this Website in any manner which could overburden, damage, or disable the Website or interfere with any other party’s use of the Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through this Website. You may not use the Website for purposes of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
Statement of Privacy
We are committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to our Website and governs data collection and usage. By using the Website, you consent to the data practices described in this statement.
Please keep in mind:
We may provide other online tools and platforms not covered by these Terms & Conditions. If you visit or access your accounts from one of these sites, please review the privacy notices of that site to understand how your information may be collected, used or shared.
Collection and Use of your Personal Information
Visitors to the Website remain anonymous. We do not collect personal identifying information about site users. Standard software is used to collect and store ONLY the following non-identifying information about our visitors: the name and the internet service provider from which you accessed the internet, the date and time you accessed our site and the internet address of the website from which you linked directly to our Website. Visitors may elect to provide us with personal information via email. This information is used internally, as appropriate, to handle the sender’s request and manage the Website. It is not disseminated or sold to other organizations. Visitors should, however, keep in mind that email is not necessarily secure against interception. If you do not agree with the use of this information, or are not comfortable with this level of privacy, cancel the email before it is sent. Visitors should call us directly at 1-800-653-2080 if requests include sensitive or private information, such as your account number, debit card numbers and/or password/PIN number for your South Ottumwa Savings Bank ATM or Debit Card. We are committed to protecting your privacy. Our intent throughout our online presence is to collect only the information we need to deliver excellent service, use that information responsibly and keep you fully informed of how that information is being used.
Security of your Personal Information
The Bank secures your personal information from unauthorized access, use or disclosure. We secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a debit card number) is transmitted to other websites, it is protected through the use of encryption.
Accessibility Statement/ADA Compliance
The Bank strives for the content of our Website to be accessible for all individuals, regardless of ability. We are continually improving the user experience for everyone, and applying the relevant accessibility standards. In order to ensure this Website is accessible for all, we follow the Web Content Accessibility Guidelines with WCAG 2.1 which provides website standards that are both user-friendly and accessible for individuals with disabilities. The Americans with Disabilities Act (ADA) imposes accessibility requirements on features of commercial activities, including websites. Recently, the United States Department of Justice has entered into consent agreements that recognize a set of standards adopted by the World Wide Web Consortium and designated Web Content Accessibility Guidelines (WCAG) 2.1. Further, the Department has indicated that it views full website accessibility as currently required by the ADA notwithstanding any precise implementing regulations. Accordingly, we will utilize a recognized industry tool that will scan the website for violations of accessibility standards and report any non-complying features to the website provider. We welcome your feedback on the accessibility of this Website. Please let us know if you encounter accessibility barriers on the Website. You may reach us by phone at 1-800-653-2080, or US mail: P.O. Box 516, Ottumwa, IA 52501
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. SOUTH OTTUMWA SAVINGS BANK AND/OR ITS AFFLIATES MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THE WEBSITE AT ANY TIME. ADVICE RECEIVED VIA THE WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
SOUTH OTTUMWA SAVINGS BANK AND/OR ITS AFFLIATES MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. SOUTH OTTUMWA SAVINGS BANK AND/OR ITS AFFILATES HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
We reserve the right, in our sole discretion, to terminate your access to this Website and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Iowa, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Wapello County, Iowa, U.S.A. in all disputes arising out of or relating to the use of this Website. Use of the Website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Bank as a result of this agreement or use of the Website. Our performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of the Bank’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Website or information provided to or gathered by the Bank with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire Agreement between the user and the Bank with respect to the Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and the Bank with respect to the Website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
The names of actual companies, logos, products and services mentioned herein may be the trademarks of their respective owners. You must not use such marks without the prior written consent of the Company. All other names, logos, product and service names, designs, and slogans on this website are the trademarks of their respective owners.
South Ottumwa Savings Bank: (800) 653-2080
On-Call Banking: (800) 831-4766
Report Lost/Stolen Debit Card: (800-653-2080)