Holiday spending have you STRESSED?

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Your privacy is important to us.

Our Privacy Policy can be viewed here.

MasterCard SecureCode®

We're offering a complimentary, new online security service. The next time you shop online at a participating merchant, a window will appear, asking you to confirm your identity and to set up your own private SecureCode. By using your SecureCode each time you shop online at participating merchants, you'll be better protected against unauthorized use of your card. Now that's more peace of mind when you're online.

MasterCard SecureCode Enrollment

Mobile Banking Apps

With South Ottumwa Savings Bank's FREE Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Click the links below to download for your device.

Download iOS® Download Android®

Our Community

We are more than just a bank, we’re a part of the community. For over 100 years we have been a cornerstone in our community and passionately believe in giving back.