Welcome

Your Bank of Choice

We want to thank all of our customers for choosing us as your bank. We realize that customers have many choices for their banking and we are proud to be your bank of choice.

Personal

We offer a variety of checking, savings and money market accounts. Our friendly staff will be happy to assist you in finding the right account that best suits your lifestyle.

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Business

Secure your money with a safe and sound financial institution. Let us provide the type of banking relationship that makes sense for your business and your future.

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Lending

We are the only community banks in our areas and therefore we have the unique ability to tailor your loan to your individual request. Our approval process is quick and flexible, saving you both time and money.

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Mobile Banking Apps

With South Ottumwa Savings Bank's FREE Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Click the links below to download for your device.

Download iOS^® Download Android^®

Our Community

We are more than just a bank, we’re a part of the community. For over 100 years we have been a cornerstone in our community and passionately believe in giving back.