Welcome

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Our Privacy Policy can be viewed here.

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Personal

We offer a variety of checking, savings and money market accounts. Our friendly staff will be happy to assist you in finding the right account that best suits your lifestyle.

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Business

Secure your money with a safe and sound financial institution. Let us provide the type of banking relationship that makes sense for your business and your future.

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Lending

We are the only community banks in our areas and therefore we have the unique ability to tailor your loan to your individual request. Our approval process is quick and flexible, saving you both time and money.

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Scholarship Available

The Edward J. Schwartz Perpetual Educational Trust scholarships are available to residents of Wapello County who are enrolled at one of the following universities: St. Ambrose University, University of Iowa, Iowa State University or the University of Northern Iowa. Applications are considered on the basis of scholastic performance, leadership, citizenship and financial aid. Scholarship applications are to be postmarked by March 1st.

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Mobile Banking Apps

With South Ottumwa Savings Bank's FREE Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Click the links below to download for your device.

Download iOS® Download Android®