Put Your Trust in Us
Your future matters. Building wealth, managing wealth, preserving wealth: these are things we must all consider for the sake of our future and the future of our loved ones.
We know that as your life and your financial situation change, you face increasingly numerous and complex financial decisions. But there’s one thing you can always count on – South Ottumwa Savings Bank’s Trust and Investment Department’s commitment to helping you achieve your financial goals.
Trust & Trust Admin Solutions
At South Ottumwa Savings Bank, we understand that being a trustee requires not only a specialized array of investment and tax expertise, but also sensitivity to the needs and aspirations of the individuals for whose benefit a trust has been established.
As your appointed trustee, we dedicate ourselves to protecting your assets and fulfilling your intentions. This commitment goes far beyond overseeing distributions to beneficiaries. While maintaining objectivity, we understand the changing needs of every beneficiary. At South Ottumwa Savings Bank, we have expertise in exercising discretion as well as making tough decisions on your behalf.
As your trustee, we can be named in your trust agreement or your will. We can also act as successor trustee to you, a family member or other corporate trustee originally named in the document.
As trustee we:
- Invest the trust assets
- Objectively and thoughtfully exercise discretion according to your trust
- Recommend solutions that utilize the full array of trust vehicles including: Revocable Trusts, Charitable Trusts, Trust under wills, Special Needs Trusts, and others
- Actively address your needs as they evolve
Working with a dedicated team builds a close personal relationship that enables us to anticipate the needs of you and your family today, and for generations to come.
Investment Management Solutions
It can take a lifetime to accumulate wealth, so you need to work with a trusted partner to manage your assets. South Ottumwa Savings Bank can provide responsive and creative investment management solutions through a dependable process, experience and dedicated partnerships.
Before any investment solutions are recommended, we listen to you, analyzing your investment objectives, risk-tolerance levels, investment time horizon, cash flow needs and any other pertinent information. Based upon the results of this analysis, we create customized investment solutions and make recommendations on portfolio structure and the types of investment vehicles to be employed.
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