Lending

Lending

We are uniquely qualified to help you with your lending issues. All decisions are made locally by people who know the areas in which we live.

We want to be your hometown bank. Our Loan Officers and staff are dedicated to providing you quality financial services with competitive rates, various loan products designed to fit your needs and loan decisions made locally.

Personal

We will extend credit to individuals for meeting personal needs (including family emergencies, vacations, medical or dental expenses). There are two ways to structure this type of a loan: Unsecured Loans are loans in which no collateral is required and Secured Loans which are loans requiring some type of collateral. Collateral can include savings, certificates of deposits, automobiles, or a second mortgage on a home.


Automotive Loans

Loans for new and used automobiles are offered. This also includes loans for the purchase of recreational vehicles, trucks, boats and motorcycles.


Home Equity Credit Lines

The Cash You Need Is Right Under Your Roof! NO Origination Fee. NO Annual Maintenance Fee.

We offer a revolving line of credit in which the customer's home serves as collateral. Because the home is likely to be a consumer's largest asset, many homeowners use their credit line only for major items such as an automobile, home improvements or education, and not for day-to-day expenses. Insurance may be required.


Real Estate

Whether you are buying your first home, moving or refinancing your present mortgage, we have an affordable home loan to fit your needs. We've been making home loans for almost 100 years. So, you can have the security of knowing that we'll be right here when you need us. We offer real estate mortgages with an array of terms through our Residential Mortgage Loan Department. Fixed rate or adjustable rate mortgages are available.


Business Loans

We are uniquely qualified to help you with your lending issues. All decisions are made locally. There are no bureaucracies in far-off cities standing between you and the money you need to take your business to the next level. Our knowledge and investment in the community will allow us to be a valuable partner in fulfilling your business needs.

We want to be your business's bank. Our officers and staff are dedicated to providing you quality financial services with competitive rates. We know you, now let us know your business.


Agriculture Loans

Decisions made locally from a partner who understands. There are no bureaucracies in far-off cities standing between you and meeting your goals.

We want to be your bank. Our officers and staff are dedicated to providing you quality financial services with competitive rates. We know you, now let us help you grow your agricultural business.