Products & Services


South Ottumwa Savings Bank offers a variety of personal banking solutions to give you easy access and control of your money.

Checking Savings Loans
Chek Card Chek Card Protection Additional Services



Successful businesses need a financial partner. At South Ottumwa Savings bank your business success is our priority and we will work with you to help you reach your business goals.

Business Checking Business Loans
Ag Loans Additional Services