Additional Services


We offer FREE online banking services. With this service you can:

  • Check account balances
  • Review your statements
  • Reconcile your accounts
  • Transfer money between accounts
  • Make loan payments
  • Print an activity statement.
  • Frequently Asked Questions
  • Apply online

Online BillPay
allows you to pay utility bills, make mortgage payments, insurance payments and other regularly scheduled payments, online. You must be registered for online banking to access this service. Paying bills has never been so easy and convenient!

  • Schedule recurring payments to be automatically deducted from your account monthly, bi-monthly, quarterly, or annually.
  • Schedule future payments.
  • Make one-time payments‚Ķjust like writing a check.
  • Some fees may apply for special services. Ask a deposit service advisor  for details.
  • Frequently Asked Questions

are a secure, reliable and safe service where you receive and view your statements by email.  E-Statements are a free service offered through our online banking service.

Safe Deposit Boxes

Various sizes are available at our Main Bank, 320 Church Street, Ottumwa, IA; North Court Bank, 2525 North Court, Ottumwa, IA; Hedrick Bank (Office of South Ottumwa Savings Bank), 101 Main Street, Hedrick, IA and Kellogg Bank (Office of South Ottumwa Savings Bank), 202 High Street, Kellogg, IA.

The contents of Safety Deposit Boxes are NOT covered by FDIC Insurance.

Email or call us with questions and for current prices and sizes. 641-682-7541 or 1-800-653-2080