Trust

Trust Officers

Your future matters. Building wealth, managing wealth, preserving wealth: these are things we must all consider for the sake of our future and the future of our loved ones.

We know that as your life and your financial situation change, you face increasingly numerous and complex financial decisions. But there’s one thing you can always count on – South Ottumwa Savings Bank’s Trust and Investment Department’s commitment to helping you achieve your financial goals.

Tammy Kosman
Vice President and Trust Officer

Tammy is a Vice President and Trust Officer for South Ottumwa Savings Bank. Tammy has over 30 years of experience serving the trust and financial needs of individuals and families. Tammy is responsible for trust and estate administration and new business development. Tammy earned a Bachelor of Finance from the University of Iowa and she is a graduate of the Cannon Financial Personal Trust School in trust administration and operations.


Samantha Ulin
Assistant Trust Officer

Samantha is the Trust Assistant for South Ottumwa Savings Bank and has over 10 years of banking experience. Samantha is native to Ottumwa where she earned a Banking and Finance degree from Buena Vista University. She is also a graduate of the Cannon Financial Personal Trust School.


Linda Bickford
Trust Operations Assistant

Linda is the Trust Operations Assistant for South Ottumwa Savings Bank. Linda has over 30 years of trust operations experience. Linda graduated from AIB College of Business and she graduated from the Trust & Financial Services School.