Savings

Savings

We offer a variety of account options to help you save.

Youth Savings Account

  • $5.00 minimum balance required to open account
  • $0.00 minimum average daily balance required
  • *Limited to 6 withdrawals per calendar month; $1.00 per withdrawal over 6
  • No service charge for ages 22 and under
  • Quarterly Statement Available
  • A variable rate of interest is earned on the daily balance. Interest is compounded and credited quarterly.
    Tiered:
    $0-$9,999.99
    $10,000-$24,999.99
    $25,000 -$49,999.99
    $50,000-$99,999.99
    $100,000-$199,999.99
    $200,000 and over

Traditional Savings

  • $100.00 minimum balance required to open account
  • $100.00 minimum average daily balance required
  • *Limited to 6 withdrawals per calendar month; $1.00 per withdrawal over 6
  • No service charge unless the average daily balance per calendar month falls below $100.00; *$5.00 service charge applies if the minimum balance requirement is not maintained Fee waived if over 65
  • Quarterly Statement
  • A variable rate of interest is earned on the daily balance. Interest is compounded and credited quarterly.
    Tiered:
    $0-$9,999.99
    $10,000-$24,999.99
    $25,000 -$49,999.99
    $50,000-$99,999.99
    $100,000-$199,999.99
    $200,000 and over

Premium Money Market

  • $2,500.00 minimum balance required to open account
  • $2,500.00 minimum average daily balance required
  • *Limited to 6 withdrawals per calendar month; $1.00 per withdrawal over 6
  • No service charge unless the average daily balance per statement cycle falls below $2,500.00; *$10.00 service charge applies if the minimum balance requirement is not maintained
  • Monthly statement WITHOUT images(Paper statement with images available for a $3.00 monthly fee or free images online)
  • A variable rate of interest is earned on the daily balance. Interest is compounded and credited monthly.
    Tiered:
    $0-$9,999.99
    $10,000-$24,999.99
    $25,000 -$49,999.99
    $50,000-$99,999.99
    $100,000-$199,999.99
    $200,000 and over

Christmas Club

  • $25.00 minimum balance required to open account
  • $0.00 minimum average daily balance required
  • $10 penalty on all withdrawals before the 1st of October each year
  • Annual Statement
  • A variable rate of interest is earned on the daily balance. Interest is compounded and credited annually.
    Tiered:
    $0-$9,999.99
    $10,000-$24,999.99
    $25,000 -$49,999.99
    $50,000-$99,999.99
    $100,000-$199,999.99
    $200,000 and over

Health Savings

  • $100.00 minimum balance required to open account
  • $0.00 minimum average daily balance required
  • *10 checks per statement cycle; $.25 per check over 10
  • No service charge
  • Free instant issue Debit Card (per qualification)
  • A variable rate of interest is earned on the daily balance. Interest is compounded and credited monthly.
    Tiered:
    $0-$9,999.99
    $10,000-$24,999.99
    $25,000 -$49,999.99
    $50,000-$99,999.99
    $100,000-$199,999.99
    $200,000 and over

IRA’s can be key to your retirement savings and can offer valuable tax advantages, such as tax-deductible contributions. We offer Traditional and Roth Individual Retirement Accounts. Have questions, stop in or call your local branch office for the product best suited to you needs.

  • $100 Minimum amount to open
  • Interest compounded and paid quarterly
  • Combo statements available
  • E-Statements Available
  • Transfer fee $50.00

*State and local sales tax may apply.