President's Message

Teri L. Messerschmitt, President & CEO

South Ottumwa Savings Bank has been a local, privately owned, service oriented bank for over 100 years.

Since its inception, South Ottumwa Savings Bank’s primary mission has been to serve the banking needs of Ottumwa, as well as Wapello County. This mission continues to be the driving force behind the Bank today. We are proud that our territory has expanded into the city of Hedrick and Keokuk County with the acquisition of the Hedrick Savings Bank. We are also proud that during 2015, the expansion continued into Muscatine County as well as the surrounding counties, with the merger of West Liberty State Bank, which was an affiliated bank. South Ottumwa Savings Bank is one of the oldest banks in Southeast Iowa and has built a reputation of conservative soundness that has provided safety, security, and quality service since 1903. .

Being a locally owned and operated community bank is important to the employees of South Ottumwa Savings Bank. We live in our communities and we know the people who are banking with us. The knowledgeable and experienced staff at South Ottumwa Savings Bank care about our customers and are committed to delivering the highest level of customer service available. We take pride in being on a first name basis with our customers. We provide a hometown banking atmosphere while offering personal, business, agricultural, and real estate services. Trust services are immediately available through our dedicated trust officers. Loan financial decisions are made locally and we offer competitive rates.

In October of 2015, the Bank began the process of upgrading and enhancing our product offerings and services to our customers. Although many of the technological changes have already taken place, there are still more to come. The Bank is committed to providing technology enhancements that will continue to position us for the future.

South Ottumwa Savings Bank is committed to serving our community which is evidenced by our long history of giving back to the community. With the economic conditions over the past several years we have taken the community needs to a higher level. Focus has been given on partnerships within the community to identify areas that will enrich the quality of life for our customers and also in our communities. We support the progress that is being made locally and look forward to the future. We are committed to being the best financial partner to meet the needs of individuals and businesses alike. Thank you for your continued support of South Ottumwa Savings Bank. We appreciate you.

Teri L. Messerschmitt
President and CEO