South Ottumwa Savings Bank is uniquely qualified to help you with your lending requests as our Loan Departments have over 454 years of experience.
Vice President / Loan Officer, 320 Church Street, Ottumwa IA EMAIL
Tim has over 30 years of experience in the banking and finance industry. He is a graduate of the University of Iowa earning a bachelor of business administration degree in finance. Tim is responsible for the management of South Ottumwa Savings Bank Loan Department.
Vice President / Loan Officer / North Court Branch Manager, 2525 N. Court Street, Ottumwa, IA EMAIL
Dawn works with Real Estate, Consumer and Commercial Lending and is also the Branch Manager of the North Court location in Ottumwa. She graduated from Indian Hills Community College and has been in banking for over 30 years. Dawn is a member of the Agency AN TTT Group, Agency 4th of July Celebration Committee, Chairman for South Central Iowa SCORE and Treasurer of Cardinal A- Club. She is a 2015 graduate of the Ottumwa Leadership Academy. She enjoys volunteering in the community and spending time with her family. She is married with 2 children.
Business Development Commercial Loan Originator, 320 Church Street, Ottumwa, IA EMAIL
Chantha is a Business Development Commercial Loan Originator with over 25 years of experience in the banking and finance industry. She graduated from William Penn University with a Bachelor’s and Master’s Degree in Business. Chantha is a board member of the Ottumwa High School A-Club.
Market President, 101 E Fourth Street, West Liberty, IA EMAIL
Jason has been with West Liberty State Bank since 2002. He does Real Estate, Consumer, Agricultural and Commercial Lending. He graduated from Iowa State University with a Bachelors Degree of Science. Jason is a member of Rotary, St. Joseph Church and West Liberty Chamber of Commerce. Jason is active in the West Liberty Rotary, youth sports programs, and serves on the Board of Directors of WE LEAD (West Liberty Area Economic Development).
Vice President, Ag Loan Officer, 320 Church Street, Ottumwa IA EMAIL
Becky is a native of Ottumwa and has been in banking since 1983. She is actively involved in farming with her husband, Wendell, for the past 20 years. She enjoys the outdoors and gardening.
Vice President of Business Development / Real Estate and Commercial Loan Officer, 101 E Fourth Street, West Liberty, IA EMAIL
J.J. started at West Liberty State Bank in the spring of 2016 and is a native of West Liberty where he resides with his wife Kelsie and 3 children. He has 11 years of banking experience with 6 of those years specializing in real estate lending and banking relationships. He serves his community as the president of the Park and Recreation Board for the City of West Liberty and enjoys playing softball and golf.
Vice President / Senior Loan Officer, 102 South Main Street, Albia, IA EMAIL
Ruth is a Senior Lender at the Albia location specializing in Commercial and Agricultural Financing and has over 23 years of banking experience. She is a 2004 graduate of William Penn University with a Bachelor’s degree in Business and a 2014 graduate of the Graduate School of Banking in Madison, WI. She is actively involved in Ottumwa Habitat for Humanity, Monroe County Arts Council, William Penn University Alumni Association and the IBA Leadership Peer Group.
Penny J. Reed
Vice President, Loan Officer, 320 Church Street, Ottumwa IA EMAIL
Penny works with Real Estate, Consumer and Commercial Lending. She graduated from Indian Hills Community College, Ottumwa, Iowa and the Financial Institute of Education, Chicago, Illinois. Penny has been in the banking industry for over 40 years. She joined South Ottumwa Savings Bank in 1992. She currently serves on the Foundation Board for the Wapello County 4 H Expo. Penny is an active member of the First Baptist Church in Ottumwa. Penny is a member of Noon Lions.
Penny is married to Randy and they live on a farm raising cattle, hogs, goats and crops. She has a daughter, son and 7 grandchildren.
Mortgage Loan Originator, 320 Church Street, Ottumwa IA EMAIL
Beth has been with South Ottumwa Savings Bank since 2000 and works with Real Estate and Consumer Lending with prior experience in loan processing and deposit services. She graduated from Buena Vista University with a Bachelor’s of Arts Degree in Finance and Banking with focus areas in Business Management and Sociology. Beth is an active member of the Bridge Church in Ottumwa, a member of the Hy-Noon Kiwanis Club and was a 2019 graduate of the Ottumwa Leadership Academy. She enjoys volunteering in the community, traveling, outdoor activities and spending quality time with family.
Vice President, Commercial Loan Officer, 320 Church Street, Ottumwa IA EMAIL
Mike is an Iowa Native growing up in North Central Iowa. He has an Associate’s Degree in Business Management from Kirkwood Community College, Bachelors Degree in Business Management / Finance from the University of Iowa and over 20 years experience in lending / banking relationships.
He has 10 years experience specializing in commercial lending / banking relationships.