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Bank Account FAQs

  • How long does it take to get a debit card?
  • Can I get a debit card and what are the charges?
  • How do I reorder checks?
  • What does it take to open a checking or savings account?
  • How can I sign up for Internet Banking?
  • Can I receive my bank statement electronically?
  • When using the Bill Payment option how is the transaction completed?
  • If I have a checking account and a loan with South Ottumwa Savings Bank can I make an automatic loan payment?
  • What is the daily limit for a debit card?
  • How do I place a stop payment on an item?
  • How can I transfer between two accounts?
  • How can I find out if a check has cleared my account, what my account balance is, or how much my Direct Deposit is?

Trust Department FAQs

  • Will my living trust avoid income taxes?
  • How much do you charge to manage my account?
  • Is a living trust only for the rich?
  • Can I change the terms of my living trust?
  • Can I act as my own trustee?
  • What is a trust?

Investment Services

  • Do you provide Certificate of Deposit rate quotes?