We offer a couple of quick, simple ways to sign up. On our website you may fill out the Online Banking application, after verification of your application you will receive a temporary password from our Account Information Department, or you may stop in the bank and fill out a form.
We process our customer’s requests for bill-pay via paper checks. We advise that you complete the transaction in the same manner you would if you were writing the check by allowing up to 10 days for mailing. This is not an automatic transfer, we do not process our bill-pay checks as an ACH transaction.
We do offer options for automatic payments, you may set up a transfer from your checking account to your loan using our Online Banking, or you may stop in the bank and sign up for an automatic loan payment.
No, while a living trust is not necessary for every person it can help anyone who wants to protect his or her family from unnecessary probate costs, attorney’s fees, executor’s fees, and court costs, or who needs to protect a beneficiary’s interest from ex-spouse’s, other creditors, disability or financial mismanagement.
A revocable living trust is a complete will substitute. It can control all of your assets during your life and after your death. When you set up a living trust, you must transfer the title of your assets including stocks, bonds, certificates of deposit, real estate, etc., from your personal name into the name of your trust. The assets titled in the trust name will not go through probate.