Meet Our Staff

  • Kim Fears  


    Kim Fears
    Assistant Vice President, Loan Officer, Hedrick Bank Manager, Hedrick, Iowa
    NMLS#488508
    Kim is married with two children. She has a bachelor’s degree in Marketing/Public Relations from Ashford University in Clinton, IA.  She is a member of the Hedrick Housing Board, Hedrick Public Library Board of Trustees, and Pekin Sports Boosters. In her spare time, she enjoys spending time with family and friends.

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    roger-gilbreaith  

    Roger Gilbreaith
    Vice President, Loan Officer, Kellogg Bank Manager, Kellogg, Iowa
    NMLS#866684

    Roger is married to his wife Cathy of 37 Years.  He has 3 adult children and 4 grandchildren. He graduated from Western Iowa Tech Community College.  Roger is also a graduate of Iowa Bankers Association Commercial Lending School and a graduate of the Wisconsin Bankers Association Sales and Management School.  He was with Bank Iowa as a lender and the past 4 years a Market President.
    He is Chairman of the Advisory Board for the Newton Salvation Army, a member of the Newton Chapter of Izaak Walton League, Newton Elks Lodge, Newton Masonic Lodge and the Kellogg Lions Club.

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    lynda renauld  

    Lynda K Renaud
    Loan Officer and Kellogg Bank Assistant Bank Manager, Kellogg, Iowa
    NMLS#423102

    Lynda started working for Kellogg – Sully Bank & Trust in December of 1979. She has worked at the Kellogg location since July 2009. She lives on an acreage by Sully, Iowa.  Her husband, Larry, is retired and they have two children.  Her hobbies include flower gardening, reading, and hanging out with grandchildren.  She is a member of the Third Reformed Church in Pella, where she works with the Sheltering Tree and on the finance committee.

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    Dawn Benedict  

    Dawn Benedict
    Vice President, Loan Officer, North Court Bank, Ottumwa, Iowa
    NMLS#780275

    Dawn has been with South Ottumwa Savings Bank for 11 ½ years.  She does Real Estate, Consumer and Commercial Lending. She previously worked as a Loan Officer at another financial institution for 7 years.
    Dawn graduated from Cardinal Community Schools, Eldon, Iowa in 1990 and from the Administrative Secretarial Program at Indian Hills Community College, Ottumwa, Iowa in 1991. Dawn is married and has 2 children, Bryce and Trista.

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    Penny Reed  

    Penny J. Reed
    Vice President, Loan Officer, Main Bank, Ottumwa, Iowa
    NMLS#780091

    Penny works with Real Estate, Consumer and Commercial Lending. She graduated from Indian Hills Community College, Ottumwa, Iowa and the Financial Institute of Education, Chicago, Illinois.  Penny has been in the banking industry for 34 years.  She joined South Ottumwa Savings Bank in 1992. She currently serves on the Foundation Board for the Wapello County 4 H Expo and is the Pageant Coordinator for the Expo.  Penny is an active member of the First Baptist Church in Ottumwa.
    Penny is married to Randy and they live on a farm raising cattle, hogs, sheep and crops.  She has a daughter, son and one grandson. 

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    Suzie Morrison  

    Suzie Morrison
    Vice President, Loan Officer, Main Bank, Ottumwa, Iowa
    NMLS# 780276

    Suzie works with Consumer, Real Estate and Commercial Lending and joined the Bank in 2002. An Ottumwa native, she graduated from Indian Hills Community College in 1993 and has over 20 years of experience in the financial industry. She is a member and officer of the Hy-Noon Kiwanis Club and is currently attending the Ottumwa Leadership Academy. She enjoys spending time with her husband and 2 children. Her favorite past times include camping, boating, traveling, sporting events and volunteering in the community.

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    Mike Sprau  

    Mike Sprau
    Vice President, Commercial Loan Officer, Main Bank, Ottumwa, Iowa

    Mike is an Iowa Native growing up in North Central Iowa. He has an Associate’s Degree in Business Management from Kirkwood Community College, Bachelors Degree in Business Management / Finance from the University of Iowa and over 20 years experience in lending / banking relationships.
    He has 10 years experience specializing in commercial lending / banking relationships.

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    Tim-Brcka  

    Tim Brcka
    Senior Vice President, Senior Loan Officer, Main Bank, Ottumwa, Iowa

    Tim has over 30 years of experience in the banking and finance industry.  He is a graduate of the University of Iowa earning a bachelor of business administration degree in finance. Tim is responsible for the management of South Ottumwa Savings Bank Loan Department.  He presently serves on the Ottumwa YMCA Board, Ottumwa Regional Airport Advisor Board, and is a member of the Ottumwa Noon Lions Club.

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    Becky davis Dimmitt  

    Becky Davis-Dimmitt
    Vice President, Ag Loan Officer, Main Bank, Ottumwa, Iowa

    Becky is a native of Ottumwa and has been in banking since 1983.  She is actively involved in farming with her husband, Wendell, for the past 20 years. She enjoys the outdoors and gardening.

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    Doug A  

    Doug Anderson
    Vice President of Business Development/Commercial Loan Officer

    Doug's educational background is in Management & Marketing from Black Hawk College as well as a long career in Retail Store Management. He is a member of the Ottumwa Rotary Club as well as a Board Member for the Ottumwa Chamber of Commerce. He currently is attending the Ottumwa Leadership Academy.

    Doug is married to Roxanne and has 2 daughters. In his free time Doug enjoys playing golf.

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  • Steve June 2011

    Steve Martin, JD, CFP
    Senior Vice President and Trust Officer

    Steve is the Senior Vice President and Trust Officer for South Ottumwa Savings Bank.  Steve has over 28 years of trust/wealth management experience with regional and community banks in the Midwest.  Steve is responsible for the management of the South Ottumwa Savings Bank Trust Department.  Steve earned a Bachelor’s degree from Cornell College and a JD from Drake University. He earned his Certified Financial Planner designation in 1990 and is a graduate of the ABA National Graduate Trust School.

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    Tammy 2011

    Tammy Kosman
    Vice President and Trust Officer

    Tammy is a Vice President and Trust Officer for South Ottumwa Savings Bank.  Tammy has over 27 years of experience serving the trust and financial needs of individuals and families.  Tammy is responsible for trust and estate administration and new business development.  Tammy earned a Bachelor of Finance from the University of Iowa and she is a graduate of the Cannon Financial Personal Trust School in trust administration and operations.

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    Linda R

    Linda Reed
    Vice President and Trust Officer

    Linda is a Vice President and Trust Officer for South Ottumwa Savings Bank.  Linda has over 25 years of trust experience.  Linda oversees trust operations and she administers trust and estate accounts.  Linda earned a B.A. degree from Simpson College and she is a graduate of the ABA National Graduate Trust School and the Iowa Trust Association Trust and Financial Planning School.

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    Rae 2011

    Rae Albertson
    Trust Officer

    Rae is a Trust Officer for South Ottumwa Savings Bank.  Rae has over 9 years of trust experience.  Rae is responsible for trust administration and trust operational functions as assigned.  Rae graduated from the Trust and Financial Services School.

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    Linda B

    Linda Bickford
    Trust Operations Assistant

    Linda is the Trust Operations Assistant for South Ottumwa Savings Bank.  Linda has over 26 years of trust operations experience.  Linda graduated from AIB College of Business and she graduated from the Trust & Financial Services School.

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  • Teri-2

    Teri Messerschmitt
    CEO/President

    Teri has been in banking for 32 years and is a graduate of Iowa State University with a double major in Business Administration/Accounting and Sociology.  She passed the CPA exam in 1985, graduated from the School for Bank Administration in Madison, Wisconsin in 1987 with a Controllership Major and in 1991, Bank Operations.  Teri is currently a member of the Rotary Club of Ottumwa and a Board member of the Ottumwa Regional Health Center.

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    Tim-Brcka

    Tim Brcka
    Senior Vice President, Senior Loan Officer, Main Bank, Ottumwa, Iowa

    Tim has over 30 years of experience in the banking and finance industry.  He is a graduate of the University of Iowa earning a bachelor of business administration degree in finance. Tim is responsible for the management of South Ottumwa Savings Bank Loan Department.  He presently serves on the Ottumwa YMCA Board, Ottumwa Regional Airport Advisor Board, and is a member of the Ottumwa Noon Lions Club.

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    Steve M

    Steve Martin
    Sr Vice President, Trust Department

    Steve is the Senior Vice President and Trust Officer for South Ottumwa Savings Bank.  Steve has over 28 years of trust/wealth management experience with regional and community banks in the Midwest.  Steve is responsible for the management of the South Ottumwa Savings Bank Trust Department.  Steve earned a Bachelor’s degree from Cornell College and a JD from Drake University. He earned his Certified Financial Planner designation in 1990 and is a graduate of the ABA National Graduate Trust School.

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    natalie

    Natalie Bolin
    Vice President of Operations/CFO

    Natalie is a graduate of the University of Nebraska, Omaha, NE with a bachelor’s degree in Accounting and a Master’s in Business Administration. Natalie spent 6 years as a practicing CPA before joining the financial industry in 2007. She is a member of the Ottumwa Library Foundation Board and a recent member of Ottumwa Property and Redevelopment Corp.

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    Pam K2

    Pam Kaupins
    SR Vice President, Director of Marketing

    Pam has been in marketing since 1985 and has served as president of the Iowa Bankers Marketing Committee, Greater Ottumwa Vocal Arts Project, Ottumwa Community Players, Hy-Noon Kiwanis plus been a member of the Ottumwa Symphony Board and Ottumwa Arts Council as well as serving on numerous committees. She presently serves on the Ottumwa Legacy Foundation Board, Ottumwa Area Convention and Visitor’s Bureau Board and Legal Aid of Wapello County.

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    sue Sue Shannon
    Vice President, Human Resources


    Sue has been in banking since 1978 starting in the bookkeeping department at a bank in Sigourney, IA. The family moved to Ottumwa in 1985 when she joined South Ottumwa Savings Bank as a teller. She advanced to the Operations/Accounting Department and most recently was promoted to the Director of Human Resources. She currently is a member of the Ottumwa Noon Lions Club. She and her husband Terry have 2 children and 3 grandchildren.

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