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IRA's can be key to your retirement savings and can offer valuable tax advantages, such as tax-deductible contributions. Have questions? Talk to us today. |
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Hometown, what a great place to raise a family of savings products! We're proud of our money market rates with convenient ways for you to access your money.
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Minimum amount to open is $100
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Minimum amount to open is $5,000 |
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Funds placed in non-maturing Certificate of Deposit products |
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*$10.00 service charge if below minimum daily balance of $5,000 |
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Interest may adjust quarterly |
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Limited to six debit items per calendar month, $5.00 for each debit item over 6 |
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Traditional and ROTH |
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Combo Statements are available |
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Transfer fee $50.00 |
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Basic checks free |
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Interest tiers:
$100.00 -9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 - and above |
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Interest tiered. No interest if daily average balance per statement cycle is below $5,000.
$0 -4,999.99
$5,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 - 249,999.99
$250,000.00 - and above
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The Preferred IRA is a non-maturing Certificate of Deposit product. Interest is compounded and paid quarterly. There is no early withdrawal penalty by the bank, however, a transfer fee may be assessed.
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*State and local sales tax may apply. |
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