Business Checking

businessChecking

LIMITED		ADVANCED
This is a non-interest bearing checking account for businesses that have less than 100 items per statement cycle.	This business account is available to sole proprietors, non-profit corporations and certain entities as deemed eligible by the Federal Reserve.	This is a non-interest bearing checking account for businesses that have 100 to 1000 or more items deposited per statement cycle.	This is a non-interest bearing checking account for businesses that have 1000 or more items deposited per statement cycle.

$100.00 to open	$100.00 to open	$100.00 to open	$100.00 to open
No monthly maintenance fee	*Minimum daily balance of $5,000 or $10 monthly fee.	*Minimum daily balance of $10,000 or $10 monthly fee.	*Monthly maintenance $20.00
*Per item charges: All debits over 70 $ .25 Credits over 30 $ .25 Items deposited over 100 $ .10	Per item charges: All debits over 70 $ .25 Credits over 30 $ .25	Per item charges: ALL Debits over 70 $ .25 Credits over 30 $ .25	Per item charges: Debits $ .20 Deposit $ .25
	Items deposited over 100 $ .10	Items deposited over 200 $ .10	Items deposited: $.08 on us / $.10 transit / $.09 transit over 9999
	Interest Tiers: $0-$2,499.99 $2,500.00-$9,999.99 $10,000.00-$24,999.99 $25,000.00 and above		Electronic credit $ .12 Electronic debit $ .12 ACH credit $ .12 ACH debit $ .12
	This account earns a variable rate of interest on daily collected balances, less any reserves required by the Federal Reserve. Interest is compounded and credited monthly. *State and local sales tax apply	Earnings credit-The credit earned on your current month's average positive collected balance, less reserves required to be maintained by the Federal Reserve, is used to offset monthly service charges. We base our earning credit rate on the calendar quarterly average of the 13-week Treasury Bill plus or minus up to 50 basis points adjusted quarterly.